Every now and then I go through phases where I see how much money I’ve spent or I look at the stuff around me and think, “Good God, I am a colossal fuck-up.”
I spent a few months in the homeland and spent a ton of money. So much is so readily available there that isn’t where I spend most of my year. Craft stores tend to be my downfall. I love walking through them and seeing all the possibilities. I even used some of it this summer! I made THINGS!
When it comes time to pay my taxes though, I see how much I spent instead of saving to pay my taxes. I panic a little when this happens. I *know* I should save the tax money. I generally don’t think about how much it’s really going to be. (This is one of the pitfalls of being self-employed.)
I chastise myself after the fact about how wasteful I am. I’m not sure why I do it since it’s not like I didn’t know what I was doing at the time and it certainly doesn’t change the situation. I just end up feeling bad about myself. It’s like bingeing on junk food – feels good at the time, pay for it later.
I’m about to venture into a new business that requires the largest up-front investment I’ve ever made. It’s exciting – really exciting. However, I am basically going to have to become a completely different person when it comes to money. I want to pay myself back for the initial investment as well as continue investing in the business. This will leave me almost no room for the junk food-style bingeing I like to do.
I don’t want to be a junk food binger anymore, whether it’s food or money. I learned recently that I don’t usually feel so good when I do either, so why continue to do it? You know you’ve hit a new point in your life when you not only feel the after-effects, but you feel it WHILE you’re doing it.
My goal now is to look at everything I buy and think – Do I really need this? Need is obviously a relative term. Compared to people all over the world, my answer for most things would be a resounding “no.” No, you don’t *need* a smartphone to survive. That’s not a realistic way for me to look at things.
I had a discussion with a friend the other day about some clothes we were looking at buying. She clarified some as “must-have” versus “cute, but would be okay not having.” Pretty much all purchases fall into those two categories, but I add a third one “why am I looking at this?” I can’t tell you how many things I’ve gone home with and I later look back and think, “Was I under the influence when I bought that?” Sadly, that’s almost never the case. Just monumental lapses in judgment.
We all have things that lift our spirits. We can’t always explain why they do, but that doesn’t matter. If it’s something that will bring joy to my life *and* I will use it, I’m okay with that purchase. I saw a Star Wars Furbacca at Target the other day. It took a surprising amount of willpower to resist buying it. As a teenager I owned a Furby because I *had* to have one. The poor thing mostly sat on a shelf, staring at me from its horribly large eyes. I never talked to it or got it to speak anything other than Furbish.
Despite knowing that I might never actually play with it, I desperately wanted this Chewbacca to come home with me. Had it been cheaper (I thought it was $70, apparently it’s *only* $50), I may have bought it anyway. I’m a big fan of the loyal Chewbacca. But do I really need him as a Furby? No. Am I still tempted? Yes.
Mr. Lyndsy and I have a terrible habit of wasting food. We buy fruits, veggies, and meat, and then get too lazy to cook them. They turn into science experiments in the fridge and we go out to eat. Eventually one of us gets disgusted by what’s happening in our science lab of a refrigerator and we clean it out. We vow to never let it get that bad again. Until the next time, anyway.
Once I modified my diet, it happened a bit less. Going out to eat became an unpleasant experience as my stomach reacted violently to what I ate. Since I was spending more time in the fridge to find foods that wouldn’t upset me, less stayed in there longer.
We both know that eating the fruits and veggies we have at home is better than going out to eat. I like knowing exactly what I’m eating. I don’t have the luxury of eating whatever I fancy. I am beyond tired of feeling sick all the time. I finally hit THAT point. The one where I’m actually willing to do the right things.
Before I buy anything, I will be asking myself, “Do I really need that? How does this fit into my larger plan?” If the answer is that I don’t need it or it derails my larger plan – whether it’s being healthy emotionally, physically, or financially, I won’t buy it.
Sounds simple, but I know what a struggle this will be for me. I decided that my goal for this year was to be healthy. I meant it physically, but now I can see that I was really missing the mark. To achieve health in any of the big areas, I need to work at it in all three.
Yikes. Wish me luck, and also tell me – what are your best strategies for health, whether it’s emotionally, physical, or financial?